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Top 10 Best Indian Companies in Real Estate Finance 2025

India’s real estate finance sector has witnessed significant growth in recent years, driven by rapid urbanization, rising incomes, and a burgeoning demand for both residential and commercial properties.

Top 10 Best Indian Companies in Real Estate Finance 2025

As of 2025, several Indian companies have distinguished themselves in the realm of real estate finance, offering innovative solutions and contributing substantially to the industry’s expansion. Below is an overview of the top 10 Indian companies leading the charge in real estate finance.

1. Bajaj Housing Finance Limited

Bajaj Housing Finance shares stare at 27% downside! 'Reduce' exposure, says  HSBC - BusinessToday

A subsidiary of Bajaj Finance, Bajaj Housing Finance Limited has emerged as a prominent player in the mortgage lending space. The company offers a range of housing finance products, including home loans, loans against property, and lease rental discounting. In September 2024, Bajaj Housing Finance made a remarkable debut on the stock market, with its shares more than doubling on the first day of trading, valuing the company at approximately $16 billion. This successful IPO underscores the company’s robust growth trajectory and investor confidence.

 

2. HDFC Bank

Housing Development Finance Corporation (HDFC) has long been a cornerstone of India’s housing finance sector. Through its banking arm, HDFC Bank, the corporation offers a comprehensive suite of financial products tailored to the real estate market. HDFC Bank’s extensive network and customer-centric approach have solidified its position as a trusted partner for homebuyers across the nation.

3. Piramal Capital & Housing Finance Limited

Operating under the umbrella of the Piramal Group, Piramal Capital & Housing Finance Limited provides a diverse array of financial services, including housing loans, construction finance, and flexible funding solutions for real estate developers. The company’s strategic acquisitions, such as the takeover of Dewan Housing Finance Corporation in 2021, have bolstered its market presence and expanded its portfolio.

 

4. Shriram Housing Finance Limited

As a subsidiary of Shriram Finance, Shriram Housing Finance Limited focuses on providing affordable housing loans to underserved segments of the population. The company’s emphasis on inclusivity and its extensive reach in semi-urban and rural areas have made it a key player in promoting homeownership among first-time buyers.

 

5. PNB Housing Finance Limited

Affiliated with Punjab National Bank, PNB Housing Finance has established itself as a significant entity in the housing finance sector. The company reported a 43% increase in net profit for the third quarter of the 2025 fiscal year, driven by strong demand for home loans, particularly in the premium and affordable housing segments. Total retail loan disbursements grew by 31%, reflecting the company’s robust performance.

 

6. LIC Housing Finance Limited

LIC Housing Finance - Wikipedia

A subsidiary of Life Insurance Corporation of India, LIC Housing Finance is one of the country’s oldest and most trusted housing finance companies. It offers a wide range of loan products, including home loans, loans against property, and developer loans. The company’s extensive distribution network and competitive interest rates have contributed to its enduring popularity among borrowers.

7. Indiabulls Housing Finance Limited

Indiabulls Housing Finance is a prominent non-banking financial company specializing in housing finance. The company provides home loans, loans against property, and commercial real estate loans. Its focus on technology-driven solutions and customer service has enabled it to cater effectively to a diverse clientele.

8. Godrej Housing Finance

Part of the renowned Godrej Group, Godrej Housing Finance offers innovative home loan solutions with flexible repayment options. The company’s customer-centric approach and emphasis on transparency have garnered positive responses from borrowers seeking personalized financial products.

9. Tata Capital Housing Finance Limited

As a subsidiary of Tata Capital, Tata Capital Housing Finance provides a range of housing finance products, including home loans, loans against property, and affordable housing loans. The company’s strong brand reputation and commitment to ethical practices have made it a preferred choice for many homebuyers.

10. Bajaj Finance Limited

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Beyond its housing finance subsidiary, Bajaj Finance Limited plays a significant role in the broader real estate finance ecosystem. The company offers loans for property purchases, lease rental discounting, and construction finance. Its diversified portfolio and innovative financial products have solidified its position as a leader in the financial services sector.

In conclusion, these top 10 Indian companies in real estate finance have demonstrated resilience, innovation, and a commitment to meeting the evolving needs of the market. Their contributions are instrumental in shaping the future of India’s real estate landscape, providing essential financial support to developers and homebuyers alike.

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